All Seven Cores

Investing Core

Asset Access

Shared infrastructure for investment discovery, execution, positions, assets, and portfolio experiences.

Investing Core provides the technology layer required to build investment and asset-access products across multiple providers and regulatory structures. It connects user-facing discovery, asset pages, orders, positions, performance, and portfolio experiences with authorized brokers, custodians, tokenized-asset providers, market-data providers, and other licensed infrastructure.

Core Sequence

  1. 01Discover
  2. 02Order
  3. 03Provider
  4. 04Position
  5. 05Reconcile
  6. 06Portfolio

Core Principle

Access Is A Product Problem, Execution Is A Licensed One

Discovery, asset pages, watchlists, positions, and portfolio presentation are product work that can be shared. Execution, custody, and suitability sit with authorized entities. Investing Core keeps that line explicit instead of blurring it.

Capabilities

What This Core Provides

Reusable Investing Core capabilities available to FinDech products, configured per product, market, and partner model.

  • Asset catalog and discovery
  • Instrument and market-data normalization
  • Asset detail pages
  • Watchlists
  • Order creation and lifecycle handling
  • Position and portfolio records
  • Cash and asset reconciliation
  • Broker and provider integration
  • Fractional and tokenized-asset readiness
  • Corporate-action event readiness
  • Statements and transaction history
  • Suitability and appropriateness workflow hooks
  • Product and jurisdiction restrictions
  • Investment risk disclosures
  • Provider abstraction
  • B2B distribution infrastructure
Operating Model

How Investing Core Works

The same sequence underneath every product that uses this Core.

  1. Discover

    A normalized asset catalog, instrument data, asset pages, and watchlists power discovery inside the product.

  2. Order

    Orders are created against product and jurisdiction restrictions, with suitability and disclosure hooks applied first.

  3. Provider

    Execution is passed to an authorized broker, custodian, or tokenized-asset provider for that instrument and market.

  4. Position

    Positions, cash, and corporate-action events are recorded against the user's product records.

  5. Reconcile

    Cash and asset records are reconciled against provider statements and transaction history.

  6. Portfolio

    Holdings, performance, statements, and history are presented through the brand's own portfolio experience.

Applications

Where This Core Is Used

Product categories this Core is designed to support. Availability depends on the product, jurisdiction, and selected partners.

  • Stocks and ETFs
  • Tokenized instruments
  • Precious metals
  • Thematic portfolios
  • Savings and investment products
  • B2B investment distribution
  • Institutional and partner integrations
Cross-Core

Designed To Work With The Other Cores

Investing Core is built to be combined. Each connection below is a reusable relationship, not a bespoke integration.

Portfolio Use Cases

Designed For Products Like These

Investing Core is intended to be reusable across the FinDech portfolio. The brands below are the products this Core is designed for — not a statement that each one currently uses it.

  • Ryta
  • Woney

Partner And Regulatory Boundary

Where FinDech Stops And Partners Begin

FinDech is not a broker, investment firm, custodian, exchange, or regulated investment provider. Regulated investment activities are performed through appropriately authorized entities and partners where required. FinDech develops the product and integration technology around them. Investment products carry risk, including loss of capital.

Build From The Core

Partner with FinDech to develop financial products using reusable infrastructure across crypto, cards, banking, payments, deals, investing, and risk protection.